U.S. federal funds effective rate, monthly since 1954

Source: https://aidb.si/d/federal-funds-rate — Source: Board of Governors of the Federal Reserve System, H.15 Selected Interest Rates (series RIFSPFF_N.M and RIFSPBLP_N.M).

MonthEffective federal funds rate (%)Bank prime loan rate (%)
2026-093.756.87
2026-083.636.75
2026-073.636.75
2026-063.636.75
2026-053.636.75
2026-043.646.75
2026-033.646.75
2026-023.646.75
2026-013.646.75
2025-123.726.83
2025-113.887
2025-104.097.23
2025-094.227.38
2025-084.337.5
2025-074.337.5
2025-064.337.5
2025-054.337.5
2025-044.337.5
2025-034.337.5
2025-024.337.5
2025-014.337.5
2024-124.487.65
2024-114.647.81
2024-104.838
2024-095.138.3
2024-085.338.5
2024-075.338.5
2024-065.338.5
2024-055.338.5
2024-045.338.5
2024-035.338.5
2024-025.338.5
2024-015.338.5
2023-125.338.5
2023-115.338.5
2023-105.338.5
2023-095.338.5
2023-085.338.5
2023-075.128.29
2023-065.088.25
2023-055.068.23
2023-044.838
2023-034.657.82
2023-024.577.74
2023-014.337.5
2022-124.17.27
2022-113.786.95
2022-103.086.25
2022-092.565.73
2022-082.335.5
2022-071.684.85
2022-061.214.38
2022-050.773.94
2022-040.333.5
2022-030.23.37
2022-020.083.25
2022-010.083.25
2021-120.083.25
2021-110.083.25
2021-100.083.25
2021-090.083.25
2021-080.093.25
2021-070.13.25
2021-060.083.25
2021-050.063.25
2021-040.073.25
2021-030.073.25
2021-020.083.25
2021-010.093.25
2020-120.093.25
2020-110.093.25
2020-100.093.25
2020-090.093.25
2020-080.13.25
2020-070.093.25
2020-060.083.25
2020-050.053.25
2020-040.053.25
2020-030.653.78
2020-021.584.75
2020-011.554.75
2019-121.554.75
2019-111.554.75
2019-101.834.99
2019-092.045.15
2019-082.135.25
2019-072.45.5
2019-062.385.5
2019-052.395.5
2019-042.425.5
2019-032.415.5
2019-022.45.5
2019-012.45.5
2018-122.275.35
2018-112.25.25
2018-102.195.25
2018-091.955.03
2018-081.915
2018-071.915
2018-061.824.89
2018-051.74.75
2018-041.694.75
2018-031.514.58
2018-021.424.5
2018-011.414.5
2017-121.34.4
2017-111.164.25
2017-101.154.25
2017-091.154.25
2017-081.164.25
2017-071.154.25
2017-061.044.13
2017-050.914
2017-040.94
2017-030.793.88
2017-020.663.75
2017-010.653.75
2016-120.543.64
2016-110.413.5
2016-100.43.5
2016-090.43.5
2016-080.43.5
2016-070.393.5
2016-060.383.5
2016-050.373.5
2016-040.373.5
2016-030.363.5
2016-020.383.5
2016-010.343.5
2015-120.243.37
2015-110.123.25
2015-100.123.25
2015-090.143.25
2015-080.143.25
2015-070.133.25
2015-060.133.25
2015-050.123.25
2015-040.123.25
2015-030.113.25
2015-020.113.25
2015-010.113.25
2014-120.123.25
2014-110.093.25
2014-100.093.25
2014-090.093.25
2014-080.093.25
2014-070.093.25
2014-060.13.25
2014-050.093.25
2014-040.093.25
2014-030.083.25
2014-020.073.25
2014-010.073.25
2013-120.093.25
2013-110.083.25
2013-100.093.25
2013-090.083.25
2013-080.083.25
2013-070.093.25
2013-060.093.25
2013-050.113.25
2013-040.153.25
2013-030.143.25
2013-020.153.25
2013-010.143.25
2012-120.163.25
2012-110.163.25
2012-100.163.25
2012-090.143.25
2012-080.133.25
2012-070.163.25
2012-060.163.25
2012-050.163.25
2012-040.143.25
2012-030.133.25
2012-020.13.25
2012-010.083.25
2011-120.073.25
2011-110.083.25
2011-100.073.25
2011-090.083.25
2011-080.13.25
2011-070.073.25
2011-060.093.25
2011-050.093.25
2011-040.13.25
2011-030.143.25
2011-020.163.25
2011-010.173.25
2010-120.183.25
2010-110.193.25
2010-100.193.25
2010-090.193.25
2010-080.193.25
2010-070.183.25
2010-060.183.25
2010-050.23.25
2010-040.23.25
2010-030.163.25
2010-020.133.25
2010-010.113.25
2009-120.123.25
2009-110.123.25
2009-100.123.25
2009-090.153.25
2009-080.163.25
2009-070.163.25
2009-060.213.25
2009-050.183.25
2009-040.153.25
2009-030.183.25
2009-020.223.25
2009-010.153.25
2008-120.163.61
2008-110.394
2008-100.974.56
2008-091.815
2008-0825
2008-072.015
2008-0625
2008-051.985
2008-042.285.24
2008-032.615.66
2008-022.986
2008-013.946.98
2007-124.247.33
2007-114.497.5
2007-104.767.74
2007-094.948.03
2007-085.028.25
2007-075.268.25
2007-065.258.25
2007-055.258.25
2007-045.258.25
2007-035.268.25
2007-025.268.25
2007-015.258.25
2006-125.248.25
2006-115.258.25
2006-105.258.25
2006-095.258.25
2006-085.258.25
2006-075.248.25
2006-064.998.02
2006-054.947.93
2006-044.797.75
2006-034.597.53
2006-024.497.5
2006-014.297.26
2005-124.167.15
2005-1147
2005-103.786.75
2005-093.626.59
2005-083.56.44
2005-073.266.25
2005-063.046.01
2005-0535.98
2005-042.795.75
2005-032.635.58
2005-022.55.49
2005-012.285.25
2004-122.165.15
2004-111.934.93
2004-101.764.75
2004-091.614.58
2004-081.434.43
2004-071.264.25
2004-061.034.01
2004-0514
2004-0414
2004-0314
2004-021.014
2004-0114
2003-120.984
2003-1114
2003-101.014
2003-091.014
2003-081.034
2003-071.014
2003-061.224.22
2003-051.264.25
2003-041.264.25
2003-031.254.25
2003-021.264.25
2003-011.244.25
2002-121.244.25
2002-111.344.35
2002-101.754.75
2002-091.754.75
2002-081.744.75
2002-071.734.75
2002-061.754.75
2002-051.754.75
2002-041.754.75
2002-031.734.75
2002-021.744.75
2002-011.734.75
2001-121.824.84
2001-112.095.1
2001-102.495.53
2001-093.076.28
2001-083.656.67
2001-073.776.75
2001-063.976.98
2001-054.217.24
2001-044.87.8
2001-035.318.32
2001-025.498.5
2001-015.989.05
2000-126.49.5
2000-116.519.5
2000-106.519.5
2000-096.529.5
2000-086.59.5
2000-076.549.5
2000-066.539.5
2000-056.279.24
2000-046.029
2000-035.858.83
2000-025.738.73
2000-015.458.5
1999-125.38.5
1999-115.428.37
1999-105.28.25
1999-095.228.25
1999-085.078.06
1999-074.998
1999-064.767.75
1999-054.747.75
1999-044.747.75
1999-034.817.75
1999-024.767.75
1999-014.637.75
1998-124.687.75
1998-114.837.89
1998-105.078.12
1998-095.518.49
1998-085.558.5
1998-075.548.5
1998-065.568.5
1998-055.498.5
1998-045.458.5
1998-035.498.5
1998-025.518.5
1998-015.568.5
1997-125.58.5
1997-115.528.5
1997-105.58.5
1997-095.548.5
1997-085.548.5
1997-075.528.5
1997-065.568.5
1997-055.58.5
1997-045.518.5
1997-035.398.3
1997-025.198.25
1997-015.258.25
1996-125.298.25
1996-115.318.25
1996-105.248.25
1996-095.38.25
1996-085.228.25
1996-075.48.25
1996-065.278.25
1996-055.248.25
1996-045.228.25
1996-035.318.25
1996-025.228.25
1996-015.568.5
1995-125.68.65
1995-115.88.75
1995-105.768.75
1995-095.88.75
1995-085.748.75
1995-075.858.8
1995-0669
1995-056.019
1995-046.059
1995-035.989
1995-025.929
1995-015.538.5
1994-125.458.5
1994-115.298.15
1994-104.767.75
1994-094.737.75
1994-084.477.51
1994-074.267.25
1994-064.257.25
1994-054.016.99
1994-043.566.45
1994-033.346.06
1994-023.256
1994-013.056
1993-122.966
1993-113.026
1993-102.996
1993-093.096
1993-083.036
1993-073.066
1993-063.046
1993-0536
1993-042.966
1993-033.076
1993-023.036
1993-013.026
1992-122.926
1992-113.096
1992-103.16
1992-093.226
1992-083.36
1992-073.256.02
1992-063.766.5
1992-053.826.5
1992-043.736.5
1992-033.986.5
1992-024.066.5
1992-014.036.5
1991-124.437.21
1991-114.817.58
1991-105.218
1991-095.458.2
1991-085.668.5
1991-075.828.5
1991-065.98.5
1991-055.788.5
1991-045.919
1991-036.129
1991-026.259.05
1991-016.919.52
1990-127.3110
1990-117.8110
1990-108.1110
1990-098.210
1990-088.1310
1990-078.1510
1990-068.2910
1990-058.1810
1990-048.2610
1990-038.2810
1990-028.2410
1990-018.2310.11
1989-128.4510.5
1989-118.5510.5
1989-108.8410.5
1989-099.0210.5
1989-088.9910.5
1989-079.2410.98
1989-069.5311.07
1989-059.8111.5
1989-049.8411.5
1989-039.8511.5
1989-029.3610.93
1989-019.1210.5
1988-128.7610.5
1988-118.3510.05
1988-108.310
1988-098.1910
1988-088.019.84
1988-077.759.29
1988-067.519
1988-057.098.84
1988-046.878.5
1988-036.588.5
1988-026.588.51
1988-016.838.75
1987-126.778.75
1987-116.698.78
1987-107.299.07
1987-097.228.7
1987-086.738.25
1987-076.588.25
1987-066.738.25
1987-056.858.14
1987-046.377.75
1987-036.137.5
1987-026.17.5
1987-016.437.5
1986-126.917.5
1986-116.047.5
1986-105.857.5
1986-095.897.5
1986-086.177.9
1986-076.568.16
1986-066.928.5
1986-056.858.5
1986-046.998.83
1986-037.489.1
1986-027.869.5
1986-018.149.5
1985-128.279.5
1985-118.059.5
1985-107.999.5
1985-097.929.5
1985-087.99.5
1985-077.889.5
1985-067.539.78
1985-057.9710.31
1985-048.2710.5
1985-038.5810.5
1985-028.510.5
1985-018.3510.61
1984-128.3811.06
1984-119.4311.77
1984-109.9912.58
1984-0911.312.97
1984-0811.6413
1984-0711.2313
1984-0611.0612.6
1984-0510.3212.39
1984-0410.2911.93
1984-039.9111.21
1984-029.5911
1984-019.5611
1983-129.4711
1983-119.3411
1983-109.4811
1983-099.4511
1983-089.5610.89
1983-079.3710.5
1983-068.9810.5
1983-058.6310.5
1983-048.810.5
1983-038.7710.5
1983-028.5110.98
1983-018.6811.16
1982-128.9511.5
1982-119.211.85
1982-109.7112.52
1982-0910.3113.5
1982-0810.1214.39
1982-0712.5916.26
1982-0614.1516.5
1982-0514.4516.5
1982-0414.9416.5
1982-0314.6816.5
1982-0214.7816.56
1982-0113.2215.75
1981-1212.3715.75
1981-1113.3116.84
1981-1015.0818.45
1981-0915.8720.08
1981-0817.8220.5
1981-0719.0420.39
1981-0619.120.03
1981-0518.5219.61
1981-0415.7217.15
1981-0314.718.05
1981-0215.9319.43
1981-0119.0820.16
1980-1218.920.35
1980-1115.8516.06
1980-1012.8113.79
1980-0910.8712.23
1980-089.6111.12
1980-079.0311.48
1980-069.4712.63
1980-0510.9816.57
1980-0417.6119.77
1980-0317.1918.31
1980-0214.1315.63
1980-0113.8215.25
1979-1213.7815.3
1979-1113.1815.55
1979-1013.7714.39
1979-0911.4312.9
1979-0810.9411.91
1979-0710.4711.54
1979-0610.2911.65
1979-0510.2411.75
1979-0410.0111.75
1979-0310.0911.75
1979-0210.0611.75
1979-0110.0711.75
1978-1210.0311.55
1978-119.7610.94
1978-108.969.94
1978-098.459.41
1978-088.049.01
1978-077.819
1978-067.68.63
1978-057.368.27
1978-046.898
1978-036.798
1978-026.788
1978-016.77.93
1977-126.567.75
1977-116.517.75
1977-106.477.52
1977-096.147.13
1977-085.96.83
1977-075.426.75
1977-065.396.75
1977-055.356.41
1977-044.736.25
1977-034.696.25
1977-024.686.25
1977-014.616.25
1976-124.656.35
1976-114.956.5
1976-105.026.77
1976-095.257
1976-085.297.01
1976-075.317.25
1976-065.487.2
1976-055.296.75
1976-044.826.75
1976-034.846.75
1976-024.776.75
1976-014.877
1975-125.27.26
1975-115.227.53
1975-105.827.96
1975-096.247.88
1975-086.147.66
1975-076.17.15
1975-065.557.07
1975-055.227.4
1975-045.497.5
1975-035.547.93
1975-026.248.96
1975-017.1310.05
1974-128.5310.5
1974-119.4510.83
1974-1010.0611.68
1974-0911.3412
1974-0812.0112
1974-0712.9211.97
1974-0611.9311.54
1974-0511.3111.25
1974-0410.5110.02
1974-039.358.85
1974-028.979.21
1974-019.659.73
1973-129.959.75
1973-1110.039.75
1973-1010.019.94
1973-0910.789.86
1973-0810.59.23
1973-0710.48.3
1973-068.497.49
1973-057.847.01
1973-047.126.61
1973-037.096.3
1973-026.586.02
1973-015.946
1972-125.335.79
1972-115.065.75
1972-105.055.73
1972-094.875.5
1972-084.815.27
1972-074.555.25
1972-064.465.04
1972-054.275
1972-044.174.97
1972-033.834.75
1972-023.34.75
1972-013.515.18
1971-124.145.49
1971-114.915.53
1971-105.25.9
1971-095.556
1971-085.576
1971-075.315.91
1971-064.915.5
1971-054.635.46
1971-044.165.28
1971-033.715.44
1971-023.725.88
1971-014.146.29
1970-124.96.92
1970-115.67.28
1970-106.27.5
1970-096.297.83
1970-086.628
1970-077.218
1970-067.618
1970-057.958
1970-048.18
1970-037.768.39
1970-028.988.5
1970-018.988.5
1969-128.978.5
1969-118.858.5
1969-1098.5
1969-099.158.5
1969-089.198.5
1969-078.618.5
1969-068.98.23
1969-058.677.5
1969-047.417.5
1969-036.797.24
1969-026.617
1969-016.36.95
1968-126.026.6
1968-115.826.25
1968-105.916.25
1968-095.786.45
1968-086.036.5
1968-076.036.5
1968-066.076.5
1968-056.126.5
1968-045.766.2
1968-035.056
1968-024.716
1968-014.616
1967-124.516
1967-114.135.68
1967-103.885.5
1967-093.995.5
1967-083.95.5
1967-073.795.5
1967-063.985.5
1967-053.945.5
1967-044.055.5
1967-034.535.71
1967-0255.75
1967-014.945.96
1966-125.46
1966-115.766
1966-105.536
1966-095.46
1966-085.535.88
1966-075.35.75
1966-065.175.52
1966-054.95.5
1966-044.675.5
1966-034.665.35
1966-024.65
1966-014.425
1965-124.324.92
1965-114.14.5
1965-104.084.5
1965-094.024.5
1965-084.124.5
1965-074.094.5
1965-064.054.5
1965-054.14.5
1965-044.094.5
1965-034.054.5
1965-023.984.5
1965-013.94.5
1964-123.854.5
1964-113.524.5
1964-103.364.5
1964-093.454.5
1964-083.54.5
1964-073.424.5
1964-063.54.5
1964-053.54.5
1964-043.474.5
1964-033.434.5
1964-023.484.5
1964-013.484.5
1963-123.384.5
1963-113.484.5
1963-103.54.5
1963-093.484.5
1963-083.494.5
1963-073.024.5
1963-062.994.5
1963-0534.5
1963-042.94.5
1963-032.984.5
1963-0234.5
1963-012.924.5
1962-122.934.5
1962-112.944.5
1962-102.94.5
1962-092.94.5
1962-082.934.5
1962-072.714.5
1962-062.684.5
1962-052.364.5
1962-042.784.5
1962-032.854.5
1962-022.374.5
1962-012.154.5
1961-122.334.5
1961-112.614.5
1961-102.264.5
1961-091.884.5
1961-0824.5
1961-071.174.5
1961-061.734.5
1961-051.984.5
1961-041.494.5
1961-032.024.5
1961-022.544.5
1961-011.454.5
1960-121.984.5
1960-112.444.5
1960-102.474.5
1960-092.64.5
1960-082.984.85
1960-073.235
1960-063.325
1960-053.855
1960-043.925
1960-033.845
1960-023.975
1960-013.995
1959-123.995
1959-1145
1959-103.985
1959-093.765
1959-083.54.5
1959-073.474.5
1959-063.394.5
1959-052.94.23
1959-042.964
1959-032.84
1959-022.434
1959-012.484
1958-122.424
1958-112.274
1958-101.84
1958-091.763.83
1958-081.533.5
1958-070.683.5
1958-060.933.5
1958-050.633.5
1958-041.263.83
1958-031.24
1958-021.674
1958-012.724.34
1957-122.984.5
1957-113.284.5
1957-103.54.5
1957-093.474.5
1957-083.244.42
1957-072.994
1957-0634
1957-0534
1957-0434
1957-032.964
1957-0234
1957-012.844
1956-122.944
1956-112.884
1956-102.964
1956-092.954
1956-082.733.84
1956-072.753.75
1956-062.713.75
1956-052.753.75
1956-042.623.65
1956-032.53.5
1956-022.53.5
1956-012.453.5
1955-122.483.5
1955-112.353.5
1955-102.243.4
1955-092.183.25
1955-081.963.23
1955-071.683
1955-061.643
1955-051.433
1955-041.433
1955-031.353
1955-021.293
1955-011.393
1954-121.283
1954-110.833
1954-100.853
1954-091.073
1954-081.223
1954-070.83